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Know your rights after an injury

Plain-English guides to the rules insurance companies count on you not knowing. PIP and no-fault, injury thresholds, shared fault, liens and the deadlines that can end a case before it starts.

What to do after a car accident in New Jersey or New York

A step-by-step checklist for the crash scene, the first day, the first week and the first month, with New Jersey and New York reporting rules.

10 min read · 13 sources

How a personal injury case works in New Jersey and New York

The stages of an injury case from the first call to the final check, with New Jersey and New York court procedures, timelines and fees explained.

10 min read · 14 sources

Statute of limitations for injury claims in New Jersey and New York

How long you have to bring an injury claim in New Jersey and New York, and the shorter notice deadlines that can end a case first.

10 min read · 14 sources

Notice of claim deadlines for injuries involving the government

Hurt by a town, county, school, transit agency or the Port Authority? A written notice of claim is usually due within 90 days.

9 min read · 14 sources

New Jersey’s verbal threshold explained

How New Jersey’s limitation on lawsuit option works, the six injury categories, the doctor’s certification, and what you can still recover.

8 min read · 13 sources

New York’s serious injury threshold explained

What counts as a serious injury under New York no-fault law, the 2026 changes, and how courts and defense doctors test your proof.

8 min read · 11 sources

New Jersey PIP explained

How New Jersey personal injury protection pays medical bills and lost income after a crash, what your options mean, and how to fight a denial.

7 min read · 14 sources

New York no-fault insurance explained

What New York no-fault pays after a crash, the 30-day and 45-day deadlines, insurer exams, and how to challenge a denial.

7 min read · 11 sources

Comparative negligence in New Jersey and New York

Partly at fault for your accident? How New Jersey and New York reduce or bar recovery when fault is shared, with worked examples.

8 min read · 10 sources

Accidents across the New Jersey and New York line

Hurt in one state but living in the other? How no-fault coverage, injury thresholds, deadlines and choice of law work across the NJ and NY border.

8 min read · 13 sources

How to talk to insurance adjusters after an accident

What you owe your own insurer, what you never owe the other driver’s insurer, and how to handle recorded statements, authorizations and early offers.

9 min read · 10 sources

Settlement liens explained for injury victims in New Jersey and New York

Who may have to be repaid from an injury settlement, from Medicare and Medicaid to health plans, workers’ comp and hospitals, and how liens get reduced.

10 min read · 14 sources

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